Emergency Fund Goal

Emergency Fund Goal Calculator

Monthly Essential Expenses $
(housing, food, utilities, insurance, minimum debt payments)

How Many Months of Cover? 3 months – stable job, two incomes 6 months – the common goal 9 months – one income or varying pay 12 months – self-employed or business owner

Emergency Savings You Have Now $

Amount You Can Save Each Month $

Savings Account Interest Rate (APY) %
(use 0 if your account earns nothing)

Your Emergency Fund Plan

Month	Deposit	Interest	Balance	% of Goal

This site tool bears no responsibility or advice towards your financial decision. Please consult a financial professional if advice is needed. Results are estimates that assume a steady interest rate and the same monthly deposit. Keep your emergency fund in a safe, easy-to-reach account, and your own needs may call for a different amount.