Credit Card Calculator

Credit Card Pay-Off Calculator

Card Balance $

Interest Rate (APR) %

How Will You Pay? Fixed payment each month Minimum payment only

Monthly Payment $

Minimum Payment Rule
(% of balance, plus interest)

Minimum Payment Floor $
(lowest payment the card allows)

Extra Payment Each Month $

Your Payoff Results

Month	Payment	Principal	Interest	Balance

This site tool bears no responsibility or advice towards your financial decision. Please consult a financial professional if advice is needed. Results are estimates that assume a fixed APR, interest charged monthly, and no new purchases or fees. Your card issuer's exact minimum payment rules and interest method may differ.